In an interest-based monetary economy, periodic bankruptcy is inherent. It cannot be avoided because it is based on an unsustainable mechanism. The failed banks are then saved with public money, so it is not only your money that has been used to make them grow, but also your money to continue to finance the system that is against the public interest.
Many people have been aware of this for a long time, yet they dare not do what they should. The main obstacle is the beneficiaries of the current monetary system, who are moving heaven and earth to ensure that nothing changes.